How To Process Merchant Service Online Payment For Quickbooks Desktop 2019

If you are already using QuickBooks equally your bookkeeping software, you might want to consider adding Intuit Merchant Services, now known as "QuickBooks Payments," to your account. Read on for detailed information, pricing and reviews regarding Intuit'due south payment processor.

For a total rundown of the accounting products and services currently available through Intuit, check out this weblog post:QuickBooks 2019: Everything you lot need to know .

What is QuickBooks Payments?

QuickBooks Payments , formerly known as Intuit Merchant Services, is a payment processor linked to QuickBooks. If you have a QuickBooks business relationship, you can use this service to accept credit, debit or banking concern transfer payments and set up upwards billing and invoicing.

How does QuickBooks Payments work?

QuickBooks Payments connects directly to your QuickBooks account (either Desktop or Online). This mean that you must have a QuickBooks account to get started with QuickBooks Payments. You can sign upward for a free 30-day trial to come across if their software is a skillful fit. Pricing structure is listed below.

Adjacent, you'll submit an application in club to use the payment processing software. The application asks for general data, business organization details, possessor details, banking company routing information, and identity confirmation. When y'all submit your awarding, you lot'll select which subscription type you'd adopt: pay-every bit-you-go or pay monthly (only available on the desktop version).

Annotation: If you lot accuse more than $seven,500 per month, you are prompted to call (866) 827-9500 to save on rates.

In one case you've signed up, y'all tin manage your payments through your QuickBooks business relationship . If customers choose to fill payments direct in the app, they will also be required to sign a digital authorization form that gives you permission to charge their credit card automatically.

What are some of the features of QuickBooks Payments?

QuickBooks Integration

Considering QuickBooks Payments is produced by Intuit, you can link your payment processor direct to your QuickBooks account. This allows you to automatically store and sync all your payment details with your QuickBooks Online or Desktop account.

This integrates all your payments with your accounting software in order to make reconciliation easy and to help avoid double entries.

Invoicing

Every bit part of your QuickBooks account, you take access to online invoicing. Using QuickBooks payments allows you to accept payments inside your digital invoice. You lot tin ship invoices and receive payments anywhere as well as manage multiple currencies.

Other features of QuickBooks Invoicing:

Real-time alerts when invoice is viewed or paid
Automated reminders for due payments
Sync books and payments automatically

GoPayment

If you need your payment processor to function on-the-go , get GoPayment every bit role of your QuickBooks payments buy.

Download the GoPayment app to your mobile device
Sign in to your QuickBooks account
Key in or swipe card payments

When yous sign upward for GoPayment you lot become a complimentary Intuit card reader that connects to your mobile device via Bluetooth. The basic carte du jour reader allows yous to swipe, dip or tap all kinds of chip and magstripe menu payments. When you lot order your card reader , you likewise have the choice to purchase a more advanced model that also accepts Apple Pay, Android Pay and Samsung Pay.

The pricing for GoPayment is the aforementioned equally the online fees listed below (swiped and keyed-in).

E-commerce Sales

QuickBooks Payments integrates with web stores like Shopify in guild to accept online payments for your e-commerce sales.

Choose a vendor (Like Shopify, GoDaddy, etc.)
Connect your vendor to your QuickBooks business relationship
Start accepting credit cards through your web shop

The rates are the same as the "Desktop" prices listed below (swiped and keyed-in).

Indicate of Sale Integration

If you are already using QuickBooks Point of Sale (POS), you can also easily integrate QuickBooks Payments with your cash register and inventory . Integrating your POS software with QuickBooks Payments allows you to sync your payments automatically with your books and your inventory.

Point of Auction plans only work with QuickBooks Desktop and have a separate pricing plan . Plans commencement at $i,200 and POS hardware is non included.

Next-solar day Deposit

In Dec 2018, Intuit introduced side by side-day deposits for businesses using QB Payments. Clients have credit and debit carte transactions as usual and funds are deposited within one business 24-hour interval.

Resource

QuickBooks Payments Back up
QuickBooks Online: Payments Tutorials
QuickBooks Desktop: Payment Tutorials
Payment Services Support: 800-558-9558
Point of Sale Support: 800-348-0254
GoPayment Support: 800-558-9558

How much does QuickBooks Payments price?

In order to authorize for QuickBooks Payments, you demand to take a current QuickBooks business relationship. Y'all can link payments to a QuickBooks Online or Desktop account , just the pricing structures are unlike for each.

QuickBooks Online

QuickBooks Online Accounting Software: Pricing

Self-Employed	Simple Start	Essentials	Plus
$10/month	$20/month	$35/month	$lx/month
For sole proprietors who file a Schedule C.	For sole proprietors, LLCs, partnerships, corporations, non-profits, and more.

In addition to your QuickBooks Online subscription, you will incur certain fees using QuickBook Payments, though the monthly subscription is costless .

QuickBooks Online: Payments Pricing

Payment Type	Pay as you go $0/calendar month
Bank Transfer (ACH)	Free
Menu – Swiped	ii.iv% + $0.25
Carte du jour – Invoiced	2.ix% + $0.25
Menu – Keyed	3.4% + $0.25

QuickBooks Desktop

QuickBooks Desktop Accounting Software: Pricing

Pro 2019

Premier 2019

Enterprise

$299.95

$499.95

Starting at

$1100/yr

*To compare features between QuickBooks Desktop plans, read our weblog post comparison QB Pro and QB Premier.

In addition to your QuickBooks Desktop buy, y'all will incur certain fees using QuickBook Payments. You can choose betwixt two monthly subscription plans.

QuickBooks Desktop: Payments Pricing

Payment Blazon	Pay every bit y'all become $0/month	Pay monthly $twenty/month
Bank Transfer (ACH)	$1.00	$one.00
Card – Swiped	2.4% + $0.30	1.six% + $0.30
Carte – Invoiced	3.5% + $0.30	3.3% + $0.30
Card – Keyed	3.five% + $0.30	three.3% + $0.thirty

Point of Sale Pricing

If you are using QuickBooks Point of Sale as part of your Desktop account, you tin choose i of the post-obit plans in order to integrate QuickBooks Payments.

QuickBooks Point of Sale: Payments Pricing

Payment Type	Pay every bit you go $0/month	Pay monthly $19.95/month
Card – Swiped	2.7%	two.iii% + $0.25
Card – Swiped with PIN	one%	1% + $0.25
Card – Keyed	three.5%	3.2% + $0.25

*Custom plans are bachelor for loftier volume discounts, call (877) 282-0782

What are people saying virtually QuickBooks Payments?

QuickBooks is the well-nigh widely used accounting software for large businesses. For high acquirement companies who already use QuickBooks and need a payment processor, QuickBooks Payments tin can be an piece of cake solution. There are no monthly rates for the basic plan and the integration with QuickBooks accounting software is seamless.

However, if y'all don't already use QuickBooks for accounting, there's no reason to pursue QuickBooks Payments . The transaction fees add up quickly and at that place is express invoice customization. In general, the software is non always user-friendly and the actual tech is rather simplistic. For smaller businesses or retail merchants with depression ticket values, there are improve—and more affordable—payment processors bachelor .

Reviewers of Intuit'south software more often than not praise the variety of features (though it tin can be "overwhelming,") and complain almost the client service . Specific to GoPayment, ane user said , "It'due south great how information technology seamlessly integrates into QuickBooks online…To the lowest degree favorite thing almost GoPayment is QuickBooks merchant services. If there is a bump in the process, funds are held…without notification to the user…disruptive and time-consuming."

How does ZipBooks compare?

ZipBooks is a free QuickBooks alternative that offers the same functions you dear from Intuit'southward software and improves your invoicing processes. If you are considering QuickBooks Payments, but are dissatisfied with QuickBooks equally your accounting software, consider switching to ZipBooks . The switch is easy and our merchant services are included with every ZipBooks business relationship .

You can procedure payments within the ZipBooks app using all major credit cards, PayPal or Square. Invoicing is easy and professional; we help you produce the smartest invoice with our "Invoice Quality Score." ZipBooks invoicing makes it easy to rails client condition and allows them to pay right away. In addition, all payments received are automatically reconciled with your books.

Consider the following comparisons of QuickBooks and ZipBooks software:

QuickBooks Payments Review

QuickBooks Payments (to a higher place) has all of the necessary functions, merely is overcrowded and simplistic.

ZipBooks vs QuickBooks Payments

ZipBooks (the bottom image) makes invoicing make clean and professional. Customers tin can securely enter credit bill of fare data or choose another payment method. The invoice your client sees is the same format that you lot use to enter necessary information, making the process easy for you every bit well.

We want you to find the payment processing solution that is all-time suited for you and your business. If QuickBooks has worked well for you lot in the past, QuickBooks Payments is an easy solution. If, even so, y'all are looking for a ameliorate solution to your accounting, billing software and payment processing, we'd beloved for you to give ZipBooks a endeavor!

Near Tim

Tim is Founder and CEO of ZipBooks. He keeps his desk really nice and neat.